Empowering MSMEs with Financial Support
Access a comprehensive range of credit schemes, financial incentives, and subsidies designed to fuel the growth of your business in West Bengal.
West Bengal Trade Receivables Discounting System
Quick payments. Stronger MSMEs. Sustainable livelihoods.
The WB-TReDS Platform is an initiative of the Government of West Bengal under the Micro, Small and Medium Enterprises (MSME) & Textiles Department to facilitate quick realization of payments through the Trade Receivables Discounting System (TReDS).
The platform supports Micro, Small and Medium Enterprises, including artisans, weavers, and small producers engaged in the supply of goods and services.
By enabling digital submission of approved invoices and access to invoice discounting, the Trade Receivables Discounting System helps vendors convert invoices into immediate working capital, reducing financial stress and supporting uninterrupted production and sustainable livelihoods.
How the workflow works
1. Seller Onboarding
Register and complete KYC setup.
2. Invoice Upload & Acceptance
Upload invoice and get buyer acceptance.
3. Competitive Bidding by Financiers
Financiers bid at competitive rates.
4. Early Payment & Settlement
Early payment and settlement on maturity.
Who can participate
- MSMEs and other sellers
- Corporate and government buyers
- Banks and NBFC financiers
- Digital documentation and transparent tracking
Government Schemes for MSMEs
Take advantage of various state and central government schemes designed to support MSMEs at every stage of growth.
Credit, Finance, and Social Protection
Credit facilities, financial benefits, and social protection schemes for weavers, artisans, and handloom workers
West Bengal Bhabishyat Credit Card Scheme (WBBCCS)
West Bengal Handloom and Khadi Weavers Financial Benefit Scheme 2024
West Bengal Artisans Financial Benefit Scheme 2024
Scheme of Death Benefit for Weavers & Artisans of West Bengal
West Bengal Green Firecracker Manufacturing, Storage, and Selling Scheme (WBGFMSS)
Old Age Pension to Handicraft & Village Industries Artisans and Weavers of West Bengal
Framework for Delayed Payments
Mechanisms and platforms designed to ensure timely payments and improve cash flow for MSMEs.
TReDS Platform
Trade Receivables Discounting System (TReDS) is an electronic platform for facilitating the financing / discounting of trade receivables of MSMEs through multiple financiers.
MSME Samadhaan
Empowers Micro and Small Enterprises to file applications against delayed payments. Buyers are liable to pay compound interest if payment is not made within 45 days.
Ready to Secure Your Funding?
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